Problem Solution How It Works Security FAQ Join Early Access
Launching 2025

Finally, A Smarter Way To Send Money

KOOF lets you send money instantly while deciding exactly when the recipient can receive it.

5+
Proof Methods
100%
Money Protected
0
Blind Trust
KOOF
Pending Payment
$450.00
Awaiting Proof
GPS Location Required
PIN Code Required
Photo Proof Required
Timer: 24h Active
Trusted for every type of transaction
Facebook Marketplace
Vehicle Purchases
Contractor Payments
Gas Money
Equipment Rentals
Apartment Deposits
Business Payments
Family Transfers
Online Purchases
Service Providers
Facebook Marketplace
Vehicle Purchases
Contractor Payments
Gas Money
Equipment Rentals
Apartment Deposits
Business Payments
Family Transfers
Online Purchases
Service Providers
Current payment apps have one major flaw.
Once money is sent… it's gone.
Wrong Person
Sent money to the wrong contact or phone number. No way to get it back.
Marketplace Scam
Paid for an item on a marketplace and the seller disappeared with your money.
Unfinished Work
Paid a contractor upfront and the work was never completed.
Wrong Number
A single digit mistake sends your money to a complete stranger permanently.
Fake Seller
Paid an online seller who sent nothing. The payment was instant and irreversible.
No Protection
No built-in verification or proof system to ensure you're getting what you paid for.

KOOF introduces
conditional payments.

The sender decides how funds unlock. Set real-world proof requirements that must be completed before money becomes available.

01
GPS Location
Recipient must physically arrive at a designated location before funds unlock. Perfect for in-person transactions.
02
PIN Code
Only the recipient who knows the correct PIN can access the funds. Share it in person or on your terms.
03
Photo Proof
Require the recipient to upload a specific photo as evidence. Verify delivery, condition, or completion visually.
04
Video Proof
Recipient records a verification video proving the condition, task, or delivery has been fulfilled.
Safety Return Timer
If requirements aren't completed before the timer expires, the payment automatically returns to the sender. Zero risk. Zero loss.

Simple. Powerful.
Four steps.

KOOF makes secure payments effortless. Send, set conditions, verify, and done.

Send Payment
Send money to anyone instantly. Funds move into a secure pending state immediately.
Set Conditions
Choose your unlock requirements: GPS, PIN, photo, video, or combine multiple methods.
Recipient Proves
The recipient completes the required proof. Location verified. PIN entered. Photo uploaded.
Funds Unlock
Once all conditions are met, funds are released to the recipient. Or returned if the timer expires.

Built for real life.

From marketplace deals to family transfers, KOOF protects every type of transaction.

Facebook Marketplace
Buying a Vehicle
Paying Contractors
Sending Gas Money
Equipment Rentals
Apartment Deposits
Business Payments
Family Transfers
Online Purchases
Service Providers

Your Money.
Your Rules.

KOOF gives you complete control over how payments are completed — instead of relying on blind trust. Our proprietary technology ensures every transaction is protected.

Proprietary Technology
Built from the ground up with custom security architecture designed specifically for conditional payments.
Multiple U.S. Patents
Protected by multiple granted U.S. patents with additional international patent filings pending worldwide.
Bank-Level Encryption
End-to-end encryption and secure infrastructure that meets and exceeds financial industry standards.

KOOF is NOT escrow.

Money moves immediately into a secure pending state. The recipient simply cannot access it until the required conditions are met.

Traditional Escrow
Slow & Complex
Money held by third party
Days or weeks to process
High fees and overhead
Requires manual dispute resolution
Not designed for peer-to-peer
KOOF
Instant & Intelligent
Money moves instantly to pending state
Unlocks in seconds when proven
No middleman required
Automated proof verification
Built specifically for P2P payments

Questions? Answered.

Everything you need to know about how KOOF works.

What happens if someone never completes the requirements?
If the recipient never completes the proof requirements before the safety timer expires, the full payment is automatically returned to the sender. You never lose your money — that's the KOOF guarantee.
Can I cancel a payment?
Yes. As long as the proof requirements have not yet been fulfilled, you can cancel the payment and have the funds returned to your account immediately. You remain in full control at all times.
Can I combine multiple unlock methods?
Absolutely. You can stack multiple proof requirements on a single payment. For example, require the recipient to arrive at a GPS location AND enter a PIN AND upload a photo. All conditions must be met before funds unlock.
How secure is KOOF?
KOOF uses proprietary technology with bank-level encryption to protect every transaction. Our platform is protected by multiple U.S. patents with international filings. Your money and data are secured with the highest industry standards.
How long can payments remain locked?
You set the timer duration when creating the payment. Choose anywhere from minutes to days depending on your transaction needs. If the timer expires without the proof being completed, your money is automatically returned.

The Future of Payments
Has Arrived

More control. Less risk. Smarter payments.
Send money with proof — not hope.